Frequently asked questions

How it works

What is Dayforce Wallet?

Dayforce Wallet is a programme provided by Dayforce that allows employers to offer their employees new ways to access their pay, including on-demand. When employers offer on-demand pay1 employees can access their pay as soon as it is earned, without waiting for their standard payday.

Participating employees may access their pay through a Dayforce Wallet Prepaid Mastercard® (“Dayforce Wallet Card”)2, which is easily managed through the free Dayforce Wallet app.3

Once available earned funds have been loaded to the Dayforce Wallet Card, it can be used to make purchases everywhere Debit Mastercard is accepted, to pay bills, and to withdraw cash at ATMs. The Dayforce Wallet app can also be used to transfer funds.

Not all employers choose to offer on-demand pay with Dayforce Wallet. Check with your employer to see if this is available to you. Some blackout dates and limitations may apply based on your employer's pay cycle and configurations.

Signing up for the Dayforce Wallet Card does not affect credit scores, as the Dayforce Wallet Card is not a credit card and there is no credit check needed to sign up.

3 Message and data rates may apply.

What is the Dayforce Wallet app?

Dayforce Wallet includes a free, easy to use app to help you access your pay on demand and manage your Dayforce Wallet Card. Available for Apple and Android devices, the app offers you the ability to view your card balance, available earned pay, and transaction history, as well as a way to transfer money to other accounts.

On-demand pay requests are made using the Dayforce Wallet app. When an employee makes an on-demand pay request, funds are added to their Dayforce Wallet account and are accessible using their Dayforce Wallet Card.

Who can use Dayforce Wallet?

Dayforce Wallet is available to companies that use the Dayforce platform (“Dayforce”) for HCM/payroll in Canada, the United Kingdom and the United States. Not all Dayforce customers have signed up for Dayforce Wallet, so ask your employer if you’re not sure. In the U.K., you must be 18 years or older to register for Dayforce Wallet. 
 

Register and get your Dayforce Wallet Card

How do I register for Dayforce Wallet?

You can register for Dayforce Wallet within the Dayforce Wallet app or in the Dayforce app by following the registration steps. Registration requires a valid email address, phone number, and a Dayforce account. Please also have one (1) piece of valid photo ID ready: passport, driver’s license, or residence permit. PASS card not accepted at this time. 

We will also ask for additional information as required by applicable law, including your name, address, date of birth, and other information that will allow us to identify you.

How do I get my Dayforce Wallet Card?

The final step in registering for Dayforce Wallet is to confirm your mailing address so that a card can be sent to you. 

How do I activate my Dayforce Wallet Card?

To activate your Dayforce Wallet Card, call Customer Service at 0800-279-0315 and select the Dayforce Wallet Card option for card activation. This number is also listed on the back of your card for easy access anytime. As part of the card activation process, you will retrieve your PIN.  
 

What types of photo ID are accepted to verify my identity?

When registering, please have one (1) piece of valid photo ID ready to verify your identity. Types of ID accepted are passport, driver’s license, or residence permit.  

PASS card not accepted at this time.

How long does it take to receive the Dayforce Wallet Card?

You’ll typically receive your Dayforce Wallet Card in 7–10 business days. If you haven’t received your card after 15 business days, contact Customer Service at 0800-279-0315, and they will be happy to assist you. 

I haven’t received my Dayforce Wallet Card yet, where is it?

Please contact Customer Service at 0800-279-0315, and they will be able to further assist you.

Can I get additional cards for my family members?

No, not at this time. 

Adding pay to your card

How is pay added to my Dayforce Wallet Card?

You can add your pay to your Dayforce Wallet Card in one of two ways:

1. Many employers offer their employees on-demand pay, which means you can add your available earned pay to your card at any time, without having to wait until your standard payday.

2. You can also have your pay automatically deposited to your Dayforce Wallet Card each pay period by setting your Dayforce Wallet account up for direct deposit. You can have some or all of your paycheque added to your Dayforce Wallet Card. Click here to learn more about setting up direct deposit to your Dayforce Wallet Card.

How is available earned pay calculated?

Available earned pay is the net amount of your wages available to you. This number will grow larger as you complete your working time, and it shrinks as your employer processes your regular pay cheque.

How do I make an on-demand pay request?

In the Dayforce Wallet app, select Add Pay to Card and choose the amount of available earned pay you would like to add to your Dayforce Wallet Card. You cannot undo this action, and this amount will be paid to you immediately and not at the regularly scheduled pay cycle, so proceed with caution. You can make an on-demand pay request:

  1. In the Dayforce Wallet app, select Add Pay to Card and choose the amount of available earned pay you would like to add to your Dayforce Wallet Card.
  2. In the Dayforce app, tap Get your pay, and enter the amount to add to your Dayforce Wallet Card.
A fee per transaction may apply based on your employer's pay configuration. For a list of applicable fees, please refer to the Dayforce Wallet Prepaid Mastercard® Terms and Conditions available in the Dayforce Wallet app under Your Account.

How quickly can I access funds on my Dayforce Wallet Card?

Once funds are loaded to your Dayforce Wallet Card, you can begin using it, subject to transaction fees and limits. For a list of applicable fees, please refer to the Dayforce Wallet Prepaid Mastercard® Terms and Conditions available in the Dayforce Wallet app under Your Account.

Are taxes and other source deductions withheld from my on-demand pay in Dayforce Wallet?

Yes, each time funds are withdrawn, Dayforce Wallet automatically protects or withholds the proper amount of taxes, arrestments, and other source deductions for you based on the transaction amount. The amounts are visible in your earnings statements in Dayforce. 

Can I receive a detailed earning statement each time I make an on-demand pay request in Dayforce Wallet?

Yes, because each on-demand pay is a true payday, each on-demand pay will have a corresponding earning statement available in Dayforce.
 

What happens to my normal pay cheque when I have made an on-demand pay request?

Within a pay period, the amount of money you have requested as on-demand payments is reduced from your normal pay cheque. The earning statement will reflect each on-demand pay distribution separately, as well as a total with the applicable earnings, deductions, and total amount distributed. The hours used to calculate the on-demand payment are not used in future payments. Your normal pay cheque will only reflect wages you have not already been paid.

Using your Dayforce Wallet Card

How can I use my Dayforce Wallet Card?

You can use your Dayforce Wallet Card anywhere Debit Mastercard is accepted. You can use your Dayforce Wallet Card to make online and in-store purchases, to pay bills, and to withdraw cash.  
 

Where can I find my Dayforce Wallet Account information in the app?

Dayforce Wallet account details can be found by clicking on the Your Account tab of the Dayforce Wallet app.
 

Can I use my Dayforce Wallet Card to pay a bill or recurring monthly bills?

Yes, you may use the 16-digit Dayforce Wallet Card number printed on your card to pay any bills that can be paid via a debit card.

If my balance is not enough for a purchase, am I able to use the balance toward a portion of the purchase?

Generally, yes, but be sure to check with the merchant before your transaction, as not all retailers accept multiple payment methods. If your purchase costs more than the balance on your card, most merchants allow you to simply pay the difference with cash or another payment method.

Card management and fees

What does it cost? Are there any fees?

There are no balance minimums or monthly fees to add your available earned pay to your Dayforce Wallet Card.

For a complete list of applicable fees, please refer to the Dayforce Wallet Prepaid Mastercard® Terms and Conditions available in the Dayforce Wallet app under Your Account.

How do I dispute a transaction on my account?

If you see a transaction you don’t believe you made, please contact Customer Service immediately at 0800-279-0315. 

Is there a credit check performed when I register for Dayforce Wallet and the Dayforce Wallet Prepaid Mastercard?

Prepaid Financial Services Limited, the issuing electronic money institution of the Dayforce Wallet Card, will not perform a credit check.

Where can I find the terms of use, cardholder agreement, and other important documentation about Dayforce Wallet and the Dayforce Wallet Card?

You can find all legal documents in the Dayforce Wallet app within the Account/Legal section. For a complete list of applicable fees, please refer to the Dayforce Wallet Prepaid Mastercard® Terms and Conditions available in the Dayforce Wallet app under your Account.

You can view the following legal documents in your browser or via the Dayforce Wallet app:
  1. Dayforce Wallet Terms of Use
  2. Dayforce Wallet Privacy Statement
  3. Dayforce Wallet Wage Consent Form
  4. Electronic Communications Consent Agreement
  5. Dayforce Vulnerable Customer Policy

Account changes

How do I reset my password?

If you forgot your password, there are two ways you can create a new one. Follow the steps below in the Dayforce Wallet app: 

  • Tap on the Forgot? button  
  • Enter your account email address and tap Next to continue 
  1. If you are asked to choose how to receive a code*: 
    1. Select Email Me, Text Me, or Call Me 
    2. Enter the One Time Passcode sent to the selection you made  
    3. Create your new password 
  2. If you are asked to enter the code that was sent to your email**: 
    1. Enter the One Time Passcode you received 
    2. You’ll be asked to answer security questions to verify your identity 
    3. Once verified, create your new password 

*Your device needs to be registered with Dayforce Wallet. This can be accomplished by logging in to your account on this device. You need to have a passcode or biometric login enabled (Face ID/Touch ID on iOS or fingerprint/face recognition on Android).

**If the email you enter is not associated with a Dayforce Wallet app account, you will not receive a code.

How do I enable two-step verification?

To enable two-step verification, go to the Your Account screen in the Dayforce Wallet app. Under the Security section, tap Two-step verification and toggle the Ask me every time I login option to turn it on. The button will turn blue.

How do I close my Dayforce Wallet account?

You can close your Dayforce Wallet account by calling 0800-279-0315. Removing the Dayforce Wallet app does not close your account. 

I’ve changed my name/address/phone number or other relevant information. How is this updated in Dayforce Wallet and on my card?

To change your phone number: navigate to the Account screen. In the Personal Information section, tap the mobile number. Click on Change Number. Enter your NEW mobile number and tap Next. A code will be texted to the number created. Enter the code and tap Done

To change your user ID/name and address, or other relevant information: please contact Customer Service at 0800-279-0315 to make applicable updates. You may be asked to provide additional information to protect your account.

What happens if I leave or I lose my job?

Upon separation from your employer, you will no longer be able to request or receive on-demand pay from this employer, but you will still have access to any remaining funds on your card. You can continue to add funds to your card, including pay from another employer. If your next employer doesn’t offer Dayforce Wallet, you can still have your direct deposit set up to go to your Dayforce Wallet Card. If your next employer does offer Dayforce Wallet, you can link your card to the new employer.    

Transaction and spending history

Can I view my transactions and statements?

Transactions can be viewed in the Dayforce Wallet app, categorized by on-demand payments, spending, withdrawals, and transfers. One year of history is available in the app.

Call Customer Service to request available written transaction history.

How do I check my Dayforce Wallet Card balance?

View your card balance in the Dayforce Wallet app or by calling Customer Service toll-free at 0800-279-0315.

Transfer funds

Can employees transfer funds from Dayforce Wallet to another bank account? Are there any fees?

Yes, employees can transfer funds from Dayforce Wallet to an external bank account using the Dayforce Wallet mobile app. However, one of the benefits of Dayforce Wallet is that it is designed to help employees manage their pay and expenses all in one place. There are no fees to transfer funds to another account.

How do I transfer money to another bank account? Are there any fees?

To transfer money to another bank account using the Dayforce Wallet app, you must first follow the steps in the app to validate the external bank account information. Once this is complete, follow the steps in the app to make a transfer to the preferred account. The funds are sent to the bank and typically received in one business day, and there are no fees to transfer funds to another account, although limits do apply.

Cashpoints or ATMs and access to cash

How do I find an in-network cash machine / ATM to withdraw cash?

There is an ATM locator in the Dayforce Wallet app, which will help you find the closest fee-free cashpoint near you. To navigate to this feature in the app, go to Your Account. Scroll down to the Help section, click on Find ATMs Near Me.

No fee applies when you use cashpoints operated by selected providers (such as high street banks or major supermarkets). Withdrawals at other cash machines may be subject to operator or network fees. For a list of applicable fees, please refer to the Dayforce Wallet Prepaid Mastercard® Terms and Conditions in the Dayforce Wallet app under Your Account.

Is there a default PIN? Can I change it?

There is a default PIN (Personal Identification Number) assigned to your Dayforce Wallet Card. Call Customer Service at 0800-279-0315 and follow the prompts to retrieve your PIN. You can change your PIN at in-network cashpoints or ATMs, but you need to know your default PIN first to change it. Not all cash machines will offer PIN Change service, so it is recommended to locate a cashpoint at any UK high street bank.

To update your PIN, insert your Dayforce Wallet Card and enter the correct PIN. From the menu, select PIN services, where you will have an option to Change PIN. You will need to enter the new PIN twice. The new PIN will take effect immediately. 
 

Are there limits related to cash machine / ATM withdrawals?

Yes. The maximum daily cash machine / ATM withdrawal limit is £500.00, the monthly limits £2,000.00, and the yearly is £15,000.00.

Lost or stolen cards and devices

What if my Dayforce Wallet Card is lost or stolen?

Please notify us immediately of the loss, theft, or unauthorised use of your Dayforce Wallet Card. Call Customer Service at 0800-279-0315, 24 hours a day.

Is there a charge for replacing my Dayforce Wallet Card?

You will be charged a £5 Card Replacement Fee for each request.

Traveling with your Dayforce Wallet Card

Can I use the Dayforce Wallet Card for purchases and cash withdrawals outside of the United Kingdom? What are the associated fees?

The Dayforce Wallet Card may be used outside of the United Kingdom for purchases and cashpoints / ATM withdrawals. International Transaction Fees, International ATM Withdrawal Fees, International ATM Decline Fees, and other applicable fees apply. For a list of applicable fees, please refer to the Dayforce Wallet Prepaid Mastercard® Terms and Conditions available in the Dayforce Wallet app under Your Account.

Security

How are funds secured?

Access to your Dayforce Wallet Card is protected by a unique Personal Identification Number ("PIN") as well as security measures designed to protect you from unauthorised use of your card. 
 

Is there fraud protection on the Dayforce Wallet Card?

Our issuing electronic money institution’s fraud team provides fraud monitoring, prevention and support for all cardholders. See your Dayforce Wallet Prepaid Mastercard® Terms and Conditions in the Dayforce Wallet app for complete details on fraud protection.

How is my personal information protected?

We follow strict procedures to ensure that your Dayforce Wallet account and personal information are protected. For more information regarding your privacy, please view the Privacy Statement.

Are these safeguarded funds?

All customer funds held by our partner electronic money institution, Prepaid Financial Services Limited, are segregated from our funds and held in a separate customer funds account in accordance with the safeguarding requirements under the Electronic Money Regulations 2011. In the event that we or Prepaid Financial Services Limited becomes insolvent, those funds are protected against claims made by any of our creditors.

System requirements

What are the system requirements for the Dayforce Wallet app?

At this time, both iOS (version 13 and higher) and Android (version 6.0 and higher) devices are supported. Tablets will be fully supported in the future; currently, they can be used, but optimal functionality is not guaranteed.

More help

I need more help. How do I reach Dayforce Wallet support?

For Dayforce Wallet customers in the United Kingdom: 0800-279-0315  

Support Hours:
  • Dayforce Wallet Card support: Monday – Friday, 8:00 a.m. – 6:00 p.m. GMT
  • Dayforce Wallet account or app support: Monday – Friday, 8:00 a.m. – 10:00 p.m. GMT
Card Activation and Lost/Stolen Cards: Support for Dayforce Wallet Card activation and reporting a lost or stolen Dayforce Wallet Card is available 24 hours a day, 7 days a week.
 

What do I do if I have a complaint?

If you have a complaint, you can contact Customer Service at 0800-279-0315, who will do their best to resolve it for you. Customer complaints about the Dayforce Wallet Prepaid Mastercard are subject to the Financial Ombudsman Service. You can find out more at https://www.financial-ombudsman.org.uk/.  

GOT MORE QUESTIONS?

Get in touch at 0800-279-0315

Download the Dayforce Wallet app now²

1. Some blackout dates and limitations may apply based on your employer's pay cycle and configurations.

2. Standard message and data rates from your wireless service provider may apply.

3. For a complete list of applicable fees, please refer to the Dayforce Wallet Prepaid Mastercard® Terms and Conditions available in the Dayforce Wallet app under Your Account.

The Dayforce Wallet Prepaid Mastercard is issued by Prepaid Financial Services Limited pursuant to a license by Mastercard. Prepaid Financial Services Limited is authorised and regulated by the Financial Conduct Authority under the Electronic Money Regulations 2011, Firm Reference Number 900036, for the issuance of electronic money and provision of payment services; Registered Office; Prepaid Financial Services Ltd, 4th Floor, 35 Great St Helen’s, London, EC3A 6AP. Company Registration number: 06337638. 

© 2026 Dayforce