Payday in your pocket

Get your pay your way, with on-demand access to money you’ve already earned.¹ Dayforce Wallet gives you control over your finances in a simple, secure app.

Features

Life doesn’t wait for your paycheck

Why should you? Dayforce Wallet lets you tap into your earnings when you need them.
Get Dayforce Wallet
On-demand pay
Get your money as soon as you’ve earned it, and add some or all of it to your Dayforce Wallet Mastercard® in seconds.¹

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Early direct deposit
You can choose to have your paycheck deposited up to two days early directly to your Dayforce Wallet Card.²

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Cash back rewards 
Shop the brands you love and get cash back when you use your Dayforce Wallet Card on qualifying purchases.³

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Benefits

Keep your money, lose the fees

Dayforce Wallet helps you hold onto your hard-earned money with flexible, fee-free options to access, transfer, and withdraw your on-demand pay.⁴
Fee-free ATM network
With Dayforce Wallet, you can withdraw cash from over 55,000 fee-free ATMs.⁵
Free or instant transfers
Transfer money to other accounts for free,⁶ or get your money in minutes for a small fee (2% with a $0.60 minimum and $10 maximum).⁷
No monthly fees
There are no maintenance fees or minimum requirements, and getting your pay on-demand is fee-free.⁴

We chose to switch to Dayforce Wallet because of the increased functionality and the reduced fees.

Bethann

Nipro PharmaPackaging administers a better pay card solution with Dayforce Wallet

My favorite thing about Dayforce Wallet is the peace of mind it gives me.

Ben

Crescent Bank

Now that I’ve started using Dayforce Wallet I feel like I have authority over my money, and I’m able to access it whenever I want.

Rachel

Buehler’s Fresh Foods stocks peace of mind with Dayforce Wallet

You know you've done something right when your employees thank you for giving them something so meaningful in their lives.

Justine Bowker

The Budd Group

Check out our app store reviews

Great App.

Quick and easy to use. I can see the money available and am excited to get my card so I can access it anytime.

4.5

Helped me when I needed it

This app was a lifesaver. I was short for my rent and I was able to access my pay to cover. So glad I had this!

4.5

Love this card and App!

I received this card from my employer, and I enjoy seeing daily what I could be paid if I have an emergency. But more than that, during this crisis [COVID] I lost my bank ATM card. There’s always that lag when you’re waiting for a new card, and I was able to bridge that gap with my card. Plus, it’s such a pretty color blue!!

4.5

WANT TO KNOW MORE?

Frequently asked questions

Don't see an answer you need?

How do I add pay to my Dayforce Wallet Card

You can add your pay to your Dayforce Wallet Card in one of two ways:  

  1. Many employers offer their employees on-demand pay, which means you can add your available pay to your card at any time, without having to wait until your standard payday. Not all companies using Dayforce Wallet offer on-demand pay, so ask your employer if you’re not sure. More information about on-demand pay can be found below.  
  1. You can also have your pay automatically deposited to your Dayforce Wallet Card each pay period by setting your card account up for direct deposit. You can have some or all of your paycheck added to your Dayforce Wallet Card even if you also use the on-demand pay feature. Click here to learn more about setting up direct deposit to your Dayforce Wallet Card.

What does it cost? Are there any fees?

There are no balance minimums, monthly fees4, or fees to add your available pay to the Dayforce Wallet Card. Additionally, there are no fees to make purchases or for standard ACH transfers to other financial institutions, as well as fee-free cash withdrawals at in-network ATMs5.  

4Please see Cardholder Agreement for complete list of fees. 

5Fee-free ATM access applies to in-network ATMs only. For out-of-network ATMs and bank tellers, a $2.50 fee will apply, plus any additional fee that the ATM owner or bank may charge. Limits and other fees apply. Please see Cardholder Agreement for details. 

How do I transfer money to another bank account? Are there any fees?

To transfer money to another bank account, go to the Transfer tab in the Dayforce Wallet app and add your bank account information (account type, account number, and routing number). Standard transfers are typically received in one to three business days. There are no fees for standard transfers, though transfer limits may apply and external third-party banks may charge a fee. Please see your Cardholder Agreement or Deposit Account Agreement for further details.
 
Beginning February 2024, Dayforce Wallet also offer Instant Transfers—see the next FAQ for more details.

Who can use Dayforce Wallet?

Currently, Dayforce Wallet is available to companies that use Ceridian’s flagship platform, Dayforce, for HCM/payroll in the United States and Canada. Not all Dayforce customers have signed up for Dayforce Wallet, so ask your employer if you’re not sure. 

If you are 14-17 years old in the United States, you’ll need parent or legal guardian approval to complete your Dayforce Wallet registration. Follow the steps in the app to request approval, and an electronic document will be sent to your parent or guardian to sign and submit. It’s easy to do, right from the app. 

FOR ORGANIZATIONS

Pay your people at the pace of real life

Give your employees greater financial flexibility and attract and retain top talent by offering on-demand access to earned pay.

Ready to make any day payday?

1. Not all employers choose to offer on-demand pay with Dayforce Wallet. Check with your employer to see if this is available to you. Some blackout dates and limitations may apply based on your employer's pay cycle and configurations. GO2bank does not administer and is not responsible for on-demand pay.

2. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. As such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your GO2bank account to prevent fraud restrictions on the account.

3. Dayforce Wallet Rewards is optional, and you may opt-out at any time in the Dayforce Wallet app or by calling 1-800-342-9167. Offers are based on your shopping habits. Cash back is earned by using your Dayforce Wallet Card for qualifying purchases and is credited to your card. Rewards credit may take up to 90 days. GO2bank is not affiliated with and does not endorse or sponsor the rewards program. For complete details, including the use of transaction data, see the Dayforce Wallet Mobile App Terms of Use and Privacy Statement and the Rewards Terms and Conditions.  

4. On-demand pay is free; however, fees may apply to certain card and account transactions. Please see Cardholder Agreement or Deposit Account Agreement for complete list of fees. 

5. Fee-free ATM access applies to in-network ATMs only. For out-of-network ATMs and bank tellers, a $2.50 fee will apply, plus any additional fee that the ATM owner or bank may charge. Limits apply. Please see Cardholder Agreement for details.

6. Limits apply. Subject to your bank’s restrictions and fees. All transfers submitted after 10:00pm PST/1:00am EST will be initiated the next business day.

7. Instant Transfers can only be sent to another eligible bank account in your name with a linked Visa-, Mastercard-, or Discover-branded debit card. An Instant Transfer fee of 2% of the amount transferred with a $0.60 minimum and $10 maximum per transfer will be charged. Limits apply.  

Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. 

Google, Android, and Google Play are trademarks of Google Inc., registered in the U.S. and other countries.

Banking services provided by and the Dayforce Wallet Mastercard issued by Green Dot Bank d/b/a/ GO2bank, Member FDIC, pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. 

Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. 

©2024 Green Dot Corporation. GO2bank is a trademark of Green Dot Corporation. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. If we are unable to verify your identity, we will not open an account for you.

© 2024 Dayforce